إدارة مالية ذكية Business finance built for the UAE
Expense management, invoicing, and multi-currency accounts — designed for SMEs and freelancers who move fast.
Total Balance
$124,592.00
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Everything your business account should do
Manage expenses, send invoices, and hold multiple currencies — with UAE compliance baked in from day one.
Expense Management
Track every dirham in real time. Issue virtual and physical cards to your team with spending limits. No more receipt chasing.
Invoicing
Send professional invoices in seconds. VAT-compliant. Auto-reminders for late payments. Get paid faster.
Multi-Currency Accounts
Hold USD, EUR, GBP, and AED in one place. Convert when rates work for you. Pay international suppliers without the fees.
Traditional banking wasn't built for you.
Naqd was built different. One platform to manage expenses, send invoices, and hold multiple currencies — with UAE compliance baked in from day one.
10 min
To apply online
24h
Fast approval
100%
UAE Compliant
Up and running in minutes
1. Sign up online.
2. Get verified via UAE Pass.
3. Start managing your money.
Built for UAE business. Secured to global standards.
Licensed, secure, and local data residency.
CBUAE Regulated
Licensed and supervised by the Central Bank of the UAE. Your funds are safeguarded.
Bank-Grade Security
256-bit encryption, SOC 2 compliant infrastructure. Your data stays in the UAE.
VAT & WPS Ready
Compliance features built in. Automatic VAT calculations and WPS payroll integration.
Ready to upgrade your business finance?
Join the waitlist for early access. Be the first to experience finance built for the UAE.
